t shirts, shorts and flip flops http://www.youtube.com/watch?v=1sQ7cuYgjzw
Leather jacket with armor or armored mesh jacket depending on weather. Kevlar draggin jeans, gloves, boots and full face helmet. Only time I will not have all the gear is if I am just running around town on my 50cc honda. But never in shorts or no jacket/gloves helmet. Hey, I have fallen off and walked away with out a scratch.